Who Pays for Damages in a Multi-Vehicle Accident in Savannah?

Multi-vehicle accidents are not common occurrences in Savannah, but when they happen, the aftermath can be devastating. In addition to the chaos and injuries, the long-term challenges of filing insurance claims, establishing liability, and pursuing fair compensation can be overwhelming. That is why we stress the importance of engaging experienced legal counsel to handle those details so you can focus on the healing process.

What Are the Common Causes of Multi-Car Accidents?

Multi-car accidents frequently result from a single driver’s mistake that sets off a chain reaction. Distracted driving, speeding, and driving under the influence are among the leading causes. Additionally, poor weather conditions can contribute to lower visibility and slick roads; other causes include driver inexperience, construction zones, and fatigued drivers.  

How Is Liability Determined in a Multi-Car Accident?

Unlike single-vehicle accidents, where fault may lie solely with one driver, multi-vehicle collisions require a detailed analysis of additional variables. For instance, investigators might need to research three or more driver backgrounds instead of one or two.

The investigation will start with evidence gathering of police reports, eyewitness accounts, skid marks, traffic camera footage, and other evidence. If needed, expert witnesses like accident reconstruction experts can work on cases. An attorney can gather all of this necessary documentation to build a case for liability.

Georgia also has a comparative negligence policy that plays a role in multi-car collisions. Any involved party found to be less than 50 percent at fault may be entitled to damages. However, the corresponding percentage will reduce the awarded compensation.

What Types of Damages Can Be Claimed After a Multi-Vehicle Accident?

After a multi-car accident, injured parties can seek various forms of compensation. Medical expenses are often the most pressing, covering everything from emergency care to long-term rehabilitation costs. Along with medical claims, drivers may pursue compensation for property damage, which includes repairing or replacing damaged vehicles.

Additionally, drivers may claim damages for lost wages if the injury prevents them from working. Pain and suffering may also be part of the compensation, which recognizes the emotional and physical toll of the accident.

Who Will Pay for My Damages in a Multi-Vehicle Accident?

That question gets answered after fault is determined. Generally, the at-fault driver’s insurance is responsible for compensating other involved parties. In multi-car accidents, several drivers may share fault or blame. If multiple drivers are found partially liable, insurance claims can become quite complicated. The insurance providers will negotiate with each other based on the percentages of fault assigned.

In some situations, underinsured or uninsured motorist coverage may play a role. If one of the drivers lacks adequate insurance, the other parties may have to rely on their own insurance policies or pursue compensation directly from the at-fault driver.

How Can a Lawyer Help After a Multi-Car Accident?

An attorney can provide critical legal assistance for multi-car accident claims and alleviate the burden on those impacted by these accidents. They understand Georgia law and can effectively gather and present evidence to support a client’s claim. They also handle settlement negotiations with insurance companies; when settlements cannot be reached, they can represent clients in court.

Experienced Savannah Car Wreck Lawyers at Kicklighter Law Can Pursue Justice for Your Damages

If you or a loved one was involved in a multi-vehicle accident in Savannah, you deserve the best legal support available. Our Savannah car wreck lawyers at Kicklighter Law understand the nuances of Georgia law and are prepared to assist with your case. To learn more, call 912-754-6003 or submit our online form. We serve clients throughout Springfield, Effingham County, Savannah, and the surrounding areas.