Category: Car Accidents

After a car accident, medical bills can quickly become overwhelming. Emergency treatment, follow-up visits, and ongoing care often begin before fault is fully determined. In Springfield, understanding how Georgia’s “at-fault insurance system” works can help accident victims manage medical costs while pursuing compensation.

Who Pays Medical Bills Right After a Car Accident in Georgia?

Medical bills usually must be paid as they arise, regardless of who caused the crash. Many accident victims initially rely on their own health insurance to cover emergency care, hospital stays, and follow-up treatment. Using health insurance helps ensure timely medical attention and reduces immediate out-of-pocket expenses.

Some healthcare providers may agree to treat patients under a “medical lien,” meaning payment is deferred until a settlement or court award is reached. These arrangements can help injured individuals continue treatment without upfront payment, though lien terms should be clearly understood.

Does the At-Fault Driver’s Insurance Cover Medical Expenses?

Georgia is an at-fault state, so the driver who caused the accident is responsible for damages, including medical bills. However, the at-fault driver’s insurance typically pays only after liability is resolved through a settlement or court decision.

This delay often requires accident victims to rely on other payment sources first. Once compensation is received, medical expenses already paid by insurance may need to be reimbursed, depending on policy terms and subrogation rights.

What Is Medical Payments Coverage?

“Medical payments coverage,” or MedPay, is optional auto insurance in Georgia. If included in your policy, MedPay can help cover medical expenses regardless of fault. It may pay for ambulance services, emergency room visits, diagnostic testing, and other treatment costs up to the policy limit.

MedPay can be especially useful for covering deductibles or costs not fully paid by health insurance, providing quicker access to funds for care after an accident.

Can Health Insurance Be Used After a Car Accident?

Yes. Health insurance is commonly used after car accidents, particularly when MedPay is unavailable or insufficient. It helps ensure uninterrupted medical care while a claim against the at-fault driver is pending.

Health insurers often have “subrogation rights,” meaning they may seek reimbursement from any settlement. Knowing how reimbursement works helps accident victims plan financially and avoid unexpected reductions in settlement proceeds.

What if the At-Fault Driver Is Uninsured?

If the at-fault driver does not have insurance or carries inadequate coverage, “uninsured” or “underinsured motorist coverage” may apply if it is part of your policy. This coverage can help pay medical expenses, lost wages, and other damages when the responsible driver cannot fully compensate you.

Are Medical Bills Part of a Personal Injury Claim?

Medical expenses are a key part of personal injury claims. This includes current bills and reasonably anticipated future treatment related to accident injuries. Proper documentation, such as medical records and treatment plans, helps establish the full cost of care.

What if I Delay Medical Treatment?

Delaying treatment can harm both your health and your claim. Gaps in care may be used to argue that injuries are minor or unrelated. Exploring coverage options early helps prevent interruptions and supports recovery.

Our Springfield Car Accident Lawyers at Kicklighter Law Fight to Get You the Compensation You Deserve

Medical bills are often one of the biggest concerns after a car accident. Understanding who pays under Georgia law can help reduce stress during recovery. Our Springfield car accident lawyers at Kicklighter Law assist injured individuals in navigating medical expenses, pursuing claims against at-fault drivers, and seeking compensation that reflects the true cost of their injuries. For an initial consultation, call today at 912-754-6003 or contact us online. Located in Springfield, Georgia, we gladly serve clients in the surrounding areas.

Serious car accidents create immediate stress and financial pressure. Injuries need treatment, medical bills arrive quickly, vehicle repairs demand attention, and time away from work means lost income. The situation becomes far more complicated when the at-fault driver carries no auto insurance coverage. Nearly one in five Georgia drivers operates a vehicle without insurance, making this a real concern for anyone on Savannah roads.  

How Common Are Uninsured Drivers in Georgia?

Georgia ranks seventh nationwide for uninsured motorists, with approximately 18.1% of drivers operating vehicles without coverage. While state law requires all motorists to carry minimum liability insurance, many continue driving without proper protection. The penalties for driving uninsured include fines and license suspension, yet the percentage remains stubbornly high.

What Protection Does Uninsured Motorist Coverage Provide?

“Uninsured Motorist Coverage,” known as UM coverage, acts as a financial shield when an at-fault driver lacks insurance. You can purchase this optional protection through your own auto insurance policy, and it pays for medical expenses, lost wages, and pain and suffering up to your policy limits. Georgia law does not require drivers to carry this coverage, but insurance companies must offer it when selling you a policy. Many drivers decline UM coverage to reduce their premiums, a decision they often regret.

What Expenses Will Uninsured Motorist Coverage Pay?

Your UM policy covers multiple types of damages stemming from the collision. Medical bills for emergency room visits, surgery, and ongoing treatment all fall under this protection, as do rehabilitation costs and prescription medications. Lost wages during your recovery period receive compensation, along with reduced earning capacity if your injuries prevent you from returning to your previous work. Pain and suffering damages account for physical discomfort, emotional distress, and diminished quality of life. The maximum amount available depends on the coverage limits you selected when purchasing your policy.

What Are My Options Without Uninsured Motorist Coverage?

Drivers without UM coverage face limited options for recovery. You maintain the right to file a personal injury lawsuit directly against the at-fault driver, though collecting damages from someone who does not have insurance often proves challenging; many uninsured drivers lack substantial assets to satisfy a judgment. Your health insurance may cover immediate medical expenses, though deductibles and copays can still create financial strain. Medical payment coverage on your auto policy, if you carry it, provides additional help with medical bills regardless of who caused the accident.

Can I File a Lawsuit Against an Uninsured Driver?

Filing a personal injury lawsuit against the at-fault driver remains an option even when they carry no insurance. A successful case results in the court awarding you damages for injuries and financial losses. However, winning a judgment differs dramatically from collecting the money owed to you. Many uninsured motorists have minimal financial resources, making it difficult to recover full compensation even after obtaining a favorable verdict. The driver may agree to a payment plan or settlement, though these arrangements often fall significantly short of covering all your damages.

What Is the Filing Deadline for Personal Injury Claims in Georgia?

Under OCGA 9-3-33, Georgia has a two-year “statute of limitations” for personal injury lawsuits, starting from the accident date. Missing this window typically means losing your right to seek compensation through the court system permanently. Insurance claims through your own policy may have shorter internal deadlines specified in your policy documents, often requiring notification within days or weeks of the collision.

Turn to Our Experienced Savannah Car Accident Lawyers at Kicklighter Law After a Crash With an Uninsured Driver

Were you injured by an uninsured driver? We can offer trusted legal advice. To learn more, contact our Savannah car accident lawyers at Kicklighter Law. For an initial consultation, call today at 912-754-6003 or contact us online. Located in Springfield, Georgia, we gladly serve clients in the surrounding areas.

Savannah is known for its historic squares, charming streets, and bustling tourist attractions. But during peak travel seasons, these same areas can become hotspots for car accidents. Understanding why crashes increase near Savannah’s tourist zones — and how both locals and visitors can stay safe — is key to preventing serious injuries and protecting yourself legally.

Why Accidents Increase in Tourist Areas

Several factors contribute to a higher risk of collisions near Savannah’s most visited spots:

1. Increased Traffic Volume: Historic downtown, River Street, Forsyth Park, and the surrounding squares see heavy foot and vehicle traffic, especially during holidays, festivals, and cruise ship arrivals.
2. Distracted Drivers: Visitors unfamiliar with the area may rely on GPS devices, smartphones, or maps, taking their attention away from the road.
3. Parking Challenges: Narrow streets, limited parking, and frequent double-parking can create congestion and sudden stops.
4. Pedestrian Activity: Savannah’s walkable historic district attracts tourists strolling between attractions, increasing the risk of pedestrian-involved accidents.
5. Seasonal Factors: Cruise season, holiday weekends, and festival events bring an influx of temporary drivers, some unfamiliar with local traffic laws or patterns.

Tips for Locals

Even if you know Savannah like the back of your hand, tourist-heavy areas require extra caution:

• Drive Defensively: Expect sudden stops and unpredictable pedestrian movements.
• Allow Extra Travel Time: Congestion near popular attractions can slow traffic significantly.
• Stay Alert in Crosswalks and Narrow Streets: Pedestrians may cross unexpectedly, and streets in historic districts are often one-way.
• Avoid Distractions: Keep your focus on the road, not your phone or GPS recalculations.

Tips for Visitors

If you’re visiting Savannah, safety means understanding the challenges of driving in unfamiliar areas:

• Plan Your Route in Advance: Familiarize yourself with parking and one-way streets before you go.
• Use Public Transportation or Walk: Downtown areas are highly walkable, and trolleys or rideshare services reduce accident risk.
• Follow Local Traffic Laws: Speed limits in historic districts are low for a reason, and crosswalks are strictly enforced.
• Stay Patient: Heavy traffic is common near popular squares, museums, and restaurants. Avoid aggressive maneuvers or sudden lane changes.

What to Do If You’re in an Accident in Savannah

Accidents can happen despite careful driving. If you or a loved one is involved in a crash near Savannah’s tourist areas:

• Ensure Safety: Move to a safe location and call 911 if needed.
• Document Everything: Take photos of vehicles, damages, injuries, and the surrounding area.
• Collect Information: Exchange contact and insurance details with other drivers.
• Avoid Admitting Fault: Even casual comments can affect your legal rights.
• Contact a Savannah Car Accident Lawyer: Local legal experience can help you navigate insurance claims and recover compensation for injuries or property damage.

Protect Yourself on Savannah’s Roads – Contact Our Savannah Car Accident Lawyers at Kicklighter Law

Savannah is a vibrant, historic city, but the combination of tourists, traffic, and pedestrians makes its streets uniquely challenging. By staying alert, driving defensively, and knowing your rights, both locals and visitors can reduce the risk of accidents and ensure a safe experience in the city. If you have been injured in a wreck, contact our Savannah car accident lawyers at Kicklighter Law. Call 912-754-6003 or complete our online form. We are located in Springfield, Georgia.

The holidays are right around the corner, which means busier roads. According to the National Highway Traffic Safety Administration (NHTSA), there is a significant increase in the number of car accidents over the holidays, compared to non-holidays. If you and your family are traveling over the holidays, and you are involved in a serious car accident, an unexpected crash can be extremely stressful and chaotic, particularly if you are traveling from out of state. If the other motorist was at fault for causing the accident, you may be entitled to compensation by filing a personal injury claim.

The Savannah car accident lawyers at Kicklighter Law will help you navigate the claims process, ensure that the negligent party is held liable for their actions, and pursue the maximum financial compensation you deserve.

Why Is There a Spike in Car Accidents Over the Holidays?

There are a number of factors that increase the risk of car accidents over the holidays in Georgia and across the country, including the following:

• Increased number of motorists on the road. Whether traveling to spend time with family or going on vacation, there are significantly more motorists on the road during the holiday season. In addition, students are on winter break from school, which contributes to the number of drivers. The more motorists there are on the roads – including inexperienced teen drivers – the greater the risk of a car accident.
• Increase in drunk drivers. Holiday celebrations, work parties, and gatherings with friends and family often involve alcohol. As a result, there are more drunk drivers on the road, which can lead to serious car accidents involving devastating injuries and fatalities.
• More drivers are traveling in unfamiliar areas. When visiting friends and family who live out of town, or in a different state, the unfamiliar traffic patterns, winding roads, and busy intersections can be confusing.
• Inclement weather. While Georgia does not generally get much snow in the winter months, there are occasional drops in temperature that can cause rain to freeze, making roadways more hazardous. 

What Should I Do if I Am in a Car Accident While Visiting Family?

A car accident can certainly put a damper on your holiday plans, particularly if you suffered a serious injury. However, if you are able to remain calm and keep the following steps in mind, this will ensure that your legal rights are protected and that you recover the financial compensation you deserve:

• Call 911. It is crucial that you report the accident as soon as possible. The responding police officer will investigate the details of the accident and generate a police report. Make sure that you notify dispatch if there are injuries so that they can send an ambulance to the scene.
• Seek immediate medical attention. Even if your injuries do not seem life-threatening, it is imperative that you are examined by a medical professional as soon as possible to identify any symptoms that may be masked by adrenaline. If you fail to seek medical attention, the insurance company may argue that your injuries must not be very serious if you did not find it necessary to get medical attention. This can have a negative impact on the outcome of your claim.
• Collect evidence. Take pictures of the accident scene, including your injuries, the damage to your vehicle, debris, or skid marks on the road, and statements from witnesses who saw the accident happen.
• Exchange information with the other driver. Share driver’s license number, contact information, and insurance information. However, avoid engaging with the other driver or saying anything that could be interpreted as an apology, as this can be used against you in the claims process.

Where Do I File a Claim?

If you are involved in a car accident while visiting friends or family in Georgia, you may have questions about how the claims process will work. According to Georgia law, you will probably need to file a claim within Georgia’s jurisdiction. The at-fault driver’s insurance will be responsible for paying the damages. All licensed drivers in Georgia are required to have liability insurance, including $25,000 for bodily injury per person, $50,000 per accident, and $25,000 for property damage. However, if the driver does not have adequate insurance, your uninsured/underinsured motorist coverage will help pay for the expenses associated with the accident.

How Can I Avoid a Car Accident Over the Holidays?

Fortunately, there are proactive steps you can take to avoid a serious car accident, reach your destination safely, and enjoy the holidays with your family and friends. The following are some effective tips to avoid a holiday car accident:

• Plan your route. Use a GPS to familiarize yourself with the travel route. Try to avoid peak travel times.
• Check the weather. If the weather forecast calls for ice, snow, or freezing rain, avoid driving if possible. If you cannot avoid travel, use extra caution, reduce your speed, and put extra distance between you and other motorists on the road.
• Do not drink and drive. Never get behind the wheel after consuming alcohol. Arrange for a designated driver or use a rideshare service to get home safely.
• Avoid distractions. Do not talk, text on the phone, or check social media while driving. One moment of distraction can have devastating consequences if there are other motorists on the road.
• Maintain your vehicle. Before traveling, make sure that your vehicle is in good working order. It is particularly important to check your brakes, tires, lights, and fluid levels.

Our Savannah Car Accident Lawyers at Kicklighter Law Seek Compensation for Victims of Car Accidents

If you or a loved one was injured in a car accident while visiting family in Georgia, do not hesitate to contact our Savannah car accident lawyers at Kicklighter Law. We will discuss the details of the accident, determine who is liable for your injuries, and pursue the maximum financial compensation you deserve. To schedule an initial consultation, call today at 912-754-6003 or contact us online. Located in Springfield, Georgia, we gladly serve clients in the surrounding areas.

Rainy days in Chatham County often seem routine, but even a light drizzle can create hazardous road conditions and cause car accidents throughout Savannah. Drivers may not always realize how quickly roadway safety can change once water begins to accumulate.

Rainy Conditions Increase Accident Risks in Savannah

Moisture creates a slick layer on the pavement, especially during the first few minutes of rainfall. Oils and debris that build up on local roads mix with water, reducing traction. As a result, vehicles may require more time and distance to stop safely.

Heavy rain, fogging windshields, and dim lighting make it difficult for drivers to see road markings, traffic signals, and other vehicles. When visibility is compromised, it becomes harder to react quickly and avoid potential hazards. In areas with limited street lighting, this problem becomes even more noticeable.

Some drivers fail to adjust their speed or following distance during rainy conditions. When motorists continue driving as if the roads are dry, they increase the likelihood of rear-end collisions, hydroplaning, or sliding into intersections. Responsible driving requires adapting to weather-related changes, especially on Savannah’s frequently traveled routes.

What Can Drivers Do to Stay Safe During Rainy Weather?

Preparing for rainy conditions begins before leaving home. Checking tire tread, ensuring proper tire pressure, and maintaining windshield wipers can make a meaningful difference. While these steps seem simple, they improve a vehicle’s ability to handle wet pavement.

Drivers can also reduce risks by slowing down, increasing following distance, and avoiding sudden braking or turning. Minor adjustments can significantly improve control on slippery roads. Remaining patient and cautious helps make Savannah’s streets safer for everyone.

Frequently Asked Questions:

Does light rain cause the same dangers as heavy rain?

Light rain can be just as dangerous as heavy rain during the first few minutes because oils rise to the surface and create a slippery film. Drivers may underestimate the risk and fail to reduce speed. Even a brief drizzle can reduce traction and visibility, making it important to remain cautious in all rainy conditions.

Are rural roads more dangerous during storms?

Rural roads often have poorer drainage, uneven surfaces, and fewer lighting features, which can make them more hazardous during rain. Water may accumulate quickly, and drivers may encounter unexpected puddles or soft shoulders. Slowing down and staying alert can help reduce risks on less-traveled routes.

Why is following distance important in rain?

In rainy weather, vehicles require more distance to slow down or stop safely. Increasing following distance gives drivers more time to react to sudden changes in traffic. This simple precaution helps prevent rear-end collisions and reduces the likelihood of sliding or skidding when braking on wet pavement.

Our Savannah Car Accident Lawyers at Kicklighter Law Fight to Get You the Compensation That You Deserve

Speak with our Savannah car accident lawyers at Kicklighter Law if you have been involved in a weather-related accident. For an initial consultation, call us today at 912-754-6003 or contact us online. Located in Springfield, Georgia, we serve clients in the surrounding areas.

Springfield, Georgia, is a growing community known for its quiet neighborhoods and accessible highways that connect residents to larger cities. Despite its small-town charm, one intersection in Springfield has a reputation for congestion and car accidents. It has drawn attention for the volume of collisions that occur there.

Which Intersection Is the Most Dangerous in Springfield?

Several people were killed at the intersection of Highway 21 and McCall Road in Effingham County. One of the more recent ones happened in early 2025, when a woman lost her life. Last summer, a new traffic signal at this crossing became operational. Still, this is Springfield’s most concerning intersection, and we do not expect that things will change in the near future.

What Makes Intersections Like Highway 21 and McCall Road So Dangerous?

Intersections become hazardous when traffic volume, turning lanes, and pedestrian activity collide with limited visibility. At Highway 21 and McCall Road, high-speed vehicles and frequent stops create a situation where split-second decisions are required. Drivers must manage multiple potential hazards at once, which increases the likelihood of collisions.

How Can Drivers Reduce Risks at Busy Intersections?

Avoiding distractions, maintaining safe following distances, and obeying traffic signals can reduce risk; yielding when appropriate gives drivers more reaction time. At intersections like Highway 21 and McCall Road, slowing down before entering and scanning all directions can prevent many common accidents.

Why Do Certain Intersections See More Accidents Than Others?

Accidents increase where traffic patterns change frequently, road design is challenging, or signal timing does not match peak flow. Springfield’s intersections often experience sudden stops or congestion during morning and evening commutes. Highways that connect commercial areas with residential zones amplify vehicle density, which contributes to collisions.

Do Weather Conditions Make Springfield Intersections More Hazardous?

Rain, fog, and ice can reduce traction and visibility, increasing the potential for collisions. Even light precipitation can affect stopping distances and vehicle control. At intersections like Highway 21 and McCall Road, slick surfaces combined with heavy traffic may magnify risk, making extra caution important for drivers.

How Do Georgia Car Accident Laws Apply to Crashes?

Georgia car accident laws determine who is at fault and how survivors may recover compensation. The state uses a “fault-based” system and “modified comparative negligence,” allowing recovery if you are less than 50% responsible. The compensation may cover medical bills, lost income, and pain and suffering. Injured people generally have two years to file suit.  

What Is the Statute of Limitations for Car Accident Cases in Georgia?

Most insurance companies want policyholders to report crashes promptly; delaying that could lead to problems. If you end up pursuing a legal claim, Georgia Code § 9-3-33 (2024) specifies a time limit of two years from the accident date. Certain exceptions may apply, but missing that deadline can jeopardize your ability to pursue compensation.

What Evidence Proves Liability in Intersection Accidents?

Examples of solid evidence in these cases include police reports, witness statements, traffic camera footage, photos of vehicle damage, skid marks, and the overall scene. Medical records help connect injuries to the crash, while vehicle data like event recorder information can show speed or braking. Traffic-light timing records, debris patterns, and expert reconstruction reports also help establish which driver failed to yield, ran a light, or violated traffic rules.

Our Experienced Springfield Car Accident Lawyers at Kicklighter Law Skillfully Represent Crash Survivors

If you were injured in a serious motor vehicle crash, contact our Springfield car accident lawyers at Kicklighter Law. For an initial consultation, call today at 912-754-6003 or contact us online. Located in Springfield, Georgia, we gladly serve clients in the surrounding areas.

Cold weather can make driving on Highway 21 particularly dangerous, with ice, sleet, and reduced visibility leading to treacherous road conditions. Drivers must respond quickly and appropriately after a crash to protect their rights and safety. Knowing what to do immediately following a car accident can make a significant difference in how the situation is resolved and how liability is determined.

Why Is Highway 21 So Dangerous?

Highway 21 is dangerous due to heavy truck traffic, frequent congestion near Interstate 95, and a mix of high-speed and urban driving conditions. Its role as a major commuter and freight route to the Georgia Port Authority terminals increases collision risks, especially during poor weather or peak travel hours.

What Should I Do Immediately After a Highway 21 Accident?

Move your vehicle to a safe location if possible, check for injuries, and call 911 to report the crash. Exchange information with other drivers, but avoid discussing fault. Document the scene by taking photographs of the vehicles, weather conditions, and any visible road hazards before leaving.

Should I Request an Ambulance?

Yes, if anyone is seriously injured or appears disoriented. Paramedics can assess and treat injuries on-site and transport anyone needing further care to a nearby medical facility. If you do not require an ambulance, follow up with a prompt medical evaluation to document any potential injuries.

How Can I Stay Safe While Waiting for Help to Arrive?

Activate your hazard lights and remain inside your vehicle if it is unsafe to stand outside. Cold temperatures, poor visibility, and ongoing traffic can create additional dangers. Keep your seatbelt fastened.

Should I Call Law Enforcement After a Minor Crash?

Yes. Even a minor collision on an icy or wet road should be reported. Police officers can file an official accident report that may be valuable for insurance claims and any legal proceedings. Having documentation helps establish what occurred and who was involved.

Can Poor Weather Affect Fault in an Accident?

The weather can influence liability if it contributed to unsafe driving conditions. However, drivers are still expected to operate their vehicles responsibly in such situations. Failure to slow down or adjust driving behavior in icy or foggy conditions can still lead to legal responsibility for the crash.

How Should I Handle Communication With Insurance Companies?

Provide factual information but avoid making assumptions about fault or injuries. Insurance representatives may ask for details soon after the crash, but it is important to be cautious and factual. Do not agree to have conversations with insurers recorded and/or avoid signing anything until you speak with a lawyer.

What Evidence Is Important for a Claim?

Evidence can include photographs, traffic camera footage, police reports, medical records, and witness statements. Repair estimates and towing receipts may also support your case. The more thorough the documentation, the stronger your position will be when discussing settlement options.

How Can a Lawyer Assist After a Highway 21 Crash?

A lawyer can review the facts, apply the applicable laws, and communicate with insurance companies on your behalf. They can help identify responsible parties and evaluate the potential value of your claim. Having professional legal support can make the process more efficient and less stressful.

What Steps Can Prevent Future Cold Weather Crashes?

We recommend reducing speed, maintaining safe distances, and inspecting tires regularly. Using headlights during precipitation and keeping windows clear of ice also improves safety. Before taking a drive, check the weather and travel advisories; in some cases, avoiding Highway 21 is the safest bet.

Get the Legal Guidance You Need From Our Experienced Savannah Car Accident Lawyers at Kicklighter Law

If you were injured in a Highway 21 crash, contact our skilled Savannah car accident lawyers at Kicklighter Law. For an initial consultation, call today at 912-754-6003 or contact us online. Located in Springfield, Georgia, we serve clients in the surrounding areas.

If you were involved in a car accident that resulted in injuries and property damage, you may be entitled to financial compensation by filing a personal injury claim. While the thought of navigating the claims process may feel incredibly overwhelming, particularly if you are recovering from serious injuries, a successful claim will ensure that you recover the financial compensation to which you are entitled.

Fortunately, you do not have to navigate this process alone. An experienced and dedicated car accident lawyer will walk you through every step of the claims process in Savannah, ensure that the negligent party is held liable for their actions, and pursue the maximum financial compensation you deserve.

What Are the Steps Involved in the Claims Process?

To reach a successful claims outcome, there are several steps you will need to take, including the following:

• Report the accident. Call 911 immediately following the accident. If there are injuries involved, make sure that you notify dispatch so that they can send an ambulance to the scene. The responding police officer will interview the parties involved and fill out a police report. You can obtain a copy of the police report, which will serve as a vital piece of evidence in your claim.
• Collect evidence. Take pictures of the damage to your vehicle, your injuries, skid marks or debris on the road, the location of the accident, and any other evidence that can help prove that the other motorist was at fault. If there were witnesses who saw the accident happen, ask if they would be willing to provide a statement and ask for their contact information.
• Exchange information. Share contact information, driver’s license numbers, and insurance information with the other driver. Avoid saying anything to the other driver that could be interpreted as an apology, as this may be used against you during the claims process.
• Seek immediate medical attention. As soon as the ambulance arrives at the scene, it is crucial that you get medical attention, even if your injuries do not seem serious. Oftentimes, the stress of the accident can cause adrenaline to course through the body, which can mask pain and other symptoms. If you delay seeking medical treatment, this can cause an undiagnosed injury to become more serious and difficult to treat. It can also hurt your claim if the insurance company argues that your injuries must not be severe if you did not find it necessary to seek immediate treatment.
• Notify your insurance company. Contact your insurance agent as soon as possible and inform them that you were injured in a car accident. If you do not report the accident promptly, this could impact your claim and even result in your claim being denied.
• Contact an experienced Savannah car accident lawyer. It is highly recommended that you work with a car accident lawyer who will protect your legal rights, hold the negligent party liable for your injuries, and negotiate the best possible settlement outcome.

What Is the Statute of Limitations for Filing a Car Accident Claim in Savannah?

If you intend to file a personal injury claim after you were injured in a car accident, you must understand the timeline for filing a claim. In Savannah, the deadline for filing a personal injury claim is two years from the date of the accident. If your claim is filed after the statute of limitations expires, your claim will likely be denied, and you will be prohibited from recovering any damages.

Some circumstances may extend the filing deadline. For example, if the victim is under the age of 18, the two-year statute of limitations will be suspended until the minor reaches the age of 18. In some cases, an injury may not be immediately apparent, in which case the statute of limitations may begin when the injury is discovered.

A dedicated car accident lawyer will make sure that you are aware of this deadline and that you file your claim well before the deadline approaches.

What If I Was Partially At Fault for Causing the Accident? 

Georgia is a comparative negligence state, which means that you may still be able to recover damages if you were partially at fault for causing the accident. However, your total damages will be reduced by the percentage of your share or liability.

For example, if the other motorist was found to be 70 percent at fault after driving through a red light, and you were 30 percent at fault for driving 35 mph in a 25 mph zone, you may still recover 70 percent of the total damages. However, if you are found to be 50 percent or more at fault, you may be barred from recovering any financial compensation.

Savannah Car Accident Lawyers at Kicklighter Law Help Clients Navigate the Claims Process

If you or a loved one was seriously injured in a car accident, it is highly recommended that you contact the Savannah car accident lawyers at Kicklighter Law as soon as possible. To schedule a consultation, call us today at 912-754-6003 or contact us online. We are located in Springfield, Georgia.

If you are injured in a car accident and you intend to pursue financial compensation by filing a personal injury claim, you will need to prove that the other motorist was negligent. Depending on the severity of your injuries, it may be difficult for you to take pictures at the accident scene or collect other forms of evidence, particularly when your top priority should be to seek immediate medical attention for your injuries. However, if there were witnesses who saw the accident happen, they can provide key details about the moments leading up to the accident, and who was at fault. An experienced car accident lawyer will assist you with every step of the claims process, obtain witness testimonies, and pursue the maximum financial compensation you deserve for your injuries.

What Are the Different Types of Witnesses?

There are a number of different types of witnesses whose testimony can provide important evidence about the circumstances of the accident. Ideally, your car accident lawyer will be able to use a mix of the following types of witnesses to build a strong case:

• Eyewitnesses: These are individuals who saw the accident happen in real time and may be able to provide a statement about who caused the accident.
• Expert witnesses: These include professionals like accident reconstruction or medical experts who have expertise in their field and can provide technical insight.
• Character witnesses: This is someone who can provide insight into your physical or emotional state in the moment leading up to the accident.

Why Are Witness Statements So Important?

Like other evidence collected at the scene of the accident, including photos of your injuries, the damage to your vehicle, and skid marks on the road, witness statements can help prove that the other motorist involved in the accident was at fault. They can also corroborate these other forms of evidence. The following are examples of how a witness statement can support your claim and establish liability:

• Helps establish fault. An eyewitness can provide unbiased information about how the accident happened, whether the other driver was speeding or talking on the phone, or if they were driving recklessly.
• Supports your personal injury claim. A witness can strengthen your claim by providing details about the medical care you received from emergency medical technicians (EMTs) immediately following the accident, and the physical and emotional distress you were experiencing.
• Challenge the insurance company’s arguments. If the insurance company claims that your injuries are not directly related to the car accident or that you are partly to blame for causing the accident, a witness may be able to counter these claims by providing an unbiased statement about what they observed.
• Strengthen negotiations. Insurance companies are more likely to offer a fair settlement when there are credible witness testimonies that support your claim.

What Makes a Witness Credible?

Just because someone claimed to have seen the accident happen does not necessarily mean they are a credible witness. Your car accident lawyer will determine whether a witness is credible based on a range of factors, including the following:

• Proximity to the accident and whether they were close enough to see what really happened.
• Whether the witness knew either of the motorists involved and was able to provide an impartial testimony.
• Consistency of their statement and whether it holds up over time.
• Whether they can explain what they saw confidently.

How Do I Gather a Witness Statement After a Car Accident?

If there were witnesses who may have seen the accident happen, keep the following steps in mind:

• Identify potential witnesses. Car accidents can draw the attention of other motorists and pedestrians. Look for individuals who may have witnessed the accident and ask for their full name, contact information, and email address. A car accident lawyer can follow up with these individuals and collect additional information that can help your case.
• Ask the witness to provide a statement. Ideally, this should include a detailed description of what they observed before, during, and after the accident, the reckless behavior that the at-fault driver engaged in, and how the accident could have caused your injuries.
• Keep detailed records of witnesses’ information in the event your case goes to court, and the witness is called to testify.
• Contact an experienced car accident lawyer who will assist you with locating witnesses, conducting interviews, and following up on key details.

How Does a Car Accident Lawyer Assist with Witness Statements?

Gathering the necessary evidence to ensure a successful claims outcome can be an overwhelming process, particularly if you are recovering from serious injuries. A dedicated car accident lawyer will help you navigate every step of the claims process, including:

• Identify witnesses if you were unable to do so at the accident scene. An experienced legal team will review police reports, canvass the area, and pursue other investigative methods to find witnesses who may be able to provide compelling evidence.
• Contact witnesses and conduct interviews to collect comprehensive and pertinent information that can be used in witness statements.
• Obtaining formal sworn statements or depositions from witnesses to ensure the testimony is preserved for court is necessary.
• Integrate witness statements with police reports, medical records, photos, and other evidence to corroborate evidence and build a strong case.
• Work with witnesses who may be reluctant to cooperate, or whose testimony is inconsistent, to ensure that these challenges are addressed effectively.

Springfield Car Accident Lawyers at Kicklighter Law Assist Clients With Every Phase of the Claims Process

If you or a loved one was injured in a car accident, contact the Springfield car accident lawyers at Kicklighter Law as soon as possible. To schedule a consultation, call us today at 912-754-6003 or contact us online. Located in Springfield, Georgia, we serve clients throughout Effingham County, Savannah, and the surrounding areas.

If you have never had to file a personal injury claim after being involved in a car accident, the process can be overwhelming. Even the slightest oversight or mistake can impact the outcome of your claim and the damages that you are able to recover. Too often, car accident victims fail to take the necessary steps in the moments immediately following the accident, which can limit the financial compensation they are entitled to, or even result in the insurance company denying the claim. Having a general understanding of some of the common mistakes people make after a car accident can ensure that the claims process goes smoothly and that you recover the maximum financial compensation you deserve. An experienced car accident lawyer will assist you with every step of the claims process, ensure that you avoid common pitfalls, and negotiate the best possible settlement outcome.

What Common Mistakes Should I Avoid After a Car Accident?

The moments following a car accident can be extremely stressful and chaotic, particularly if there are serious injuries involved. When emotions are running high, it can be easy to say the wrong thing or make a seemingly minor oversight that could have a significant impact on the outcome of your claim. The following are examples of common mistakes people make when filing a personal injury claim after a car accident:

• Failing to call the police after the accident: Even if the accident caused minimal property damage and minor injuries, it is highly advisable that you call 911 and report the accident. The responding police officer will interview the motorists involved in the accident, determine who is responsible for causing the accident, and write a police report. This can be an extremely valuable piece of evidence, particularly if the police report clearly states that the other driver caused the accident. You can request a copy of the police report as soon as it is available.
• Failing to seek immediate medical attention: Even if you only suffered minor injuries, it is important that you are examined by a healthcare professional as soon as possible. Some injuries may not present symptoms right away, or adrenaline can mask pain and other symptoms. Avoiding or delaying treatment can allow an injury to become more serious and difficult to treat. This can also have a negative impact on your personal injury claim. The insurance company may argue that your injuries must not be very serious if you did not find it necessary to get medical treatment.
• Failure to gather evidence from the accident scene: If you are able to safely move around, it is crucial that you collect as much evidence from the accident scene as possible. Take photos of the damage to your vehicle, the position of the vehicles involved, your injuries, skid marks on the road, traffic signs, and the weather conditions at the time of the accident. In addition, if there were witnesses who saw the accident happen, ask if they would be willing to provide a statement and ask for their contact information.
• Admitting fault: Be careful about what you say after the accident. If you say anything that could be considered an apology, the insurance company may interpret that as an admission of fault and try to deny your claim. Limit your conversation with the other driver to the facts about the accident. Cooperate with the police officer and keep your answers concise.
• Waiting too long to file a claim: In Georgia, the statute of limitations for filing a personal injury claim after a car accident is two years from the date of the accident. If your claim is filed after the deadline, your claim will likely be denied, and you will be unable to recover any damages. Keep in mind that insurance companies often require you to report the accident within 24 to 72 hours, so make sure that you file your claim as soon as possible.
• Failing to document your losses: In addition to covering the expenses associated with repairing or replacing your vehicle, car accident claims cover medical expenses, lost wages, and other out-of-pocket expenses. Make sure that you keep a detailed record of all accident-related expenses, including medical records, pay stubs, a letter from your employer, prescription medications, and transportation costs.
• Communicating directly with the other party’s insurance adjuster: Oftentimes, the other driver’s insurance adjuster will try to contact you directly and ask questions about the accident or your injuries. They are trained to twist your words and use your own statement against you, resulting in a much smaller payout than you deserve.
• Accepting an initial settlement offer: Insurance companies will often make an initial settlement offer that may seem like a large sum of money. However, these offers rarely cover the total damages, particularly if you have not yet fully recovered from your injuries. For example, if you accept an initial offer and you need additional surgeries or treatment after you have received the settlement, it is unlikely that you will be able to pursue additional compensation.
• Failing to hire an experienced car accident lawyer: A dedicated car accident lawyer will evaluate the full scope of your losses, negotiate with the insurance company on your behalf, and pursue the financial compensation you deserve. If the insurance company is unwilling to offer a fair settlement, your car accident lawyer will help you file a lawsuit and represent you in court.

Effingham County Car Accident Lawyers at Kicklighter Law Assist Clients With Every Step of the Claims Process

If you or a loved one was injured in a car accident, do not hesitate to contact the Effingham County car accident lawyers at Kicklighter Law. Our highly skilled legal team will review the details of the accident, determine who is responsible for causing the accident, and help you navigate the claims process. We will ensure that your legal rights are protected and pursue the maximum financial compensation you deserve for your injuries. To schedule an initial consultation, call today at 912-754-6003 or contact us online. Located in Springfield, Georgia, we gladly serve clients in Effingham County, Savannah, and the surrounding areas.