Ridesharing services like Uber and Lyft have become a common mode of transportation in Georgia. However, with the rise of these services comes an increased risk of car accidents involving rideshare drivers. If you have been involved in an accident with an Uber or Lyft vehicle, you may be dealing with significant medical bills, lost wages, and other challenges. Understanding your legal rights is crucial to receiving fair compensation.

At Kicklighter Law, we are here to guide you through the process of handling a rideshare company accident. Whether you were a passenger, pedestrian, or in another vehicle, taking the proper steps to protect your claim is essential.

Understanding Uber and Lyft Accident Liability

Rideshare accidents can involve complicated liability issues. Uber and Lyft drivers operate as independent contractors, not employees of the companies. This classification can make it more difficult to determine liability in the event of an accident. However, both Uber and Lyft provide insurance coverage for their drivers while they are using the app.

The insurance coverage provided by these companies varies depending on the driver’s status at the time of the accident. If the driver was waiting for a ride request, en route to pick up a passenger, or actively transporting a passenger, different levels of insurance coverage apply. Knowing which party is responsible and how much compensation you may be entitled to can be confusing without legal assistance.

Insurance Coverage for Uber and Lyft Accidents

When an accident involving an Uber or Lyft occurs, the insurance coverage will depend on what the driver was doing at the time of the crash. Uber and Lyft provide varying levels of insurance based on the driver’s status:

• Offline or the app is off. In this situation, the rideshare company’s insurance does not apply. The driver’s personal insurance will be the primary coverage.
• The app is on, but no ride has been accepted: The rideshare company provides limited liability coverage for any accidents during this period. This usually includes $50,000 per person for bodily injury, $100,000 per accident for bodily injury, and $25,000 for property damage.
• The driver is en route to pick up a passenger or during a ride: The rideshare company provides up to $1 million in liability coverage and uninsured/underinsured motorist coverage.

These varying levels of coverage are designed to protect all parties involved in an accident, but the process of filing a claim can be challenging. Insurance companies may attempt to minimize their payout or deny the claim altogether. This is why having an attorney on your side is vital.

What to Do After an Uber or Lyft Accident in Springfield

If you are involved in an Uber or Lyft accident, taking the right steps immediately can protect your ability to file a claim. Here is what you should do after the accident:

• Seek medical attention: Even if you do not feel injured right away, some injuries may not become apparent until later. Getting medical care immediately ensures that any injuries are documented.
• Call the police: Reporting the accident to law enforcement creates an official record, which can be critical in proving fault and liability later.
• Gather evidence: Take pictures of the accident scene, your injuries, and any property damage. Collect contact information from the driver and any witnesses.
• Notify Uber or Lyft: Rideshare companies have accident reporting procedures. You should notify them of the incident as soon as possible.
• Speak with an attorney: Navigating the legal complexities of rideshare accidents can be difficult. Consulting with an attorney early in the process can help you understand your rights and strengthen your case.

Common Injuries in Rideshare Accidents

Rideshare accidents can lead to a wide range of injuries. Due to the unpredictability of car accidents, victims may experience both minor and severe injuries. Some common injuries in Uber and Lyft accidents include:

• Whiplash: A common injury in rear-end collisions, whiplash occurs when the neck is suddenly jerked forward and backward.
• Broken bones: Depending on the severity of the crash, broken arms, legs, ribs, and other bones can occur.
• Head injuries: Concussions and traumatic brain injuries are serious and require immediate medical attention.
• Back and spinal cord injuries: Damage to the spinal cord can result in lasting complications, including paralysis.
• Internal injuries: These injuries may not be immediately visible but can be life-threatening if left untreated.

No matter the severity of your injuries, seeking medical treatment right away and documenting all related expenses is important. This documentation will be essential in pursuing a claim for compensation.

Who Can Be Held Liable in an Uber or Lyft Accident?

Determining liability in rideshare accidents is not always straightforward. Depending on the circumstances of the crash, several parties may be held responsible for your injuries, including:

• The rideshare driver: If the Uber or Lyft driver acted negligently, such as by speeding or distracted driving, they may be held liable for the accident.
• Another driver: If another driver caused the accident, their insurance should cover your injuries and damages.
• Uber or Lyft: While Uber and Lyft do not employ their drivers directly, they still provide insurance coverage under certain conditions. The companies may also be held liable if they fail to properly vet the driver or address known safety concerns.

In many cases, multiple parties may be responsible for an accident. An attorney will help identify all liable parties and ensure that you receive the compensation you deserve.

Compensation Available After an Uber or Lyft Accident

If you have been injured in an Uber or Lyft accident, you may be entitled to compensation for a variety of damages, including:

• Medical expenses: This includes the cost of emergency room visits, surgeries, medications, physical therapy, and any other necessary treatments related to your injuries.
• Lost wages: If your injuries prevent you from working, you may be able to recover compensation for lost income, both now and in the future.
• Pain and suffering: Accidents can cause significant physical and emotional pain. You may be entitled to compensation for these non-economic damages.
• Property damage: If your vehicle or other property was damaged in the accident, you can seek compensation for repairs or replacement.

Remembering that insurance companies may not always offer a fair settlement is important. By working with an attorney, you will be able to get the compensation that you deserve.

The Springfield Uber and Lyft Accident Lawyers at Kicklighter Law Help Protect Your Rights

We understand the complexities involved in rideshare accident cases. Our team is committed to advocating for your rights and helping you confidently navigate the legal process. Speak with the Springfield Uber and Lyft accident lawyers at Kicklighter Law today. To learn more about how we can help you, contact us online or call 912-754-6003. Located in Springfield, Georgia, we proudly serve clients in Effingham County, Savannah, and the surrounding areas.